Spirit Talisman

The Spirit Talisman is a small personal item associated with increased magical defense. Its appearance may reflect the wearer's beliefs, their region's traditions, or the story of an ancient protector. Its name alone does not establish that a conscious being lives within it. Its rules value comes from the specific bonus, rather than presumed abilities inferred from its appearance.

It suits a hero expecting magical danger who wants to supplement ordinary equipment. Its direct bonus must be included correctly in the final magical defense. The talisman is not general protection against curses, fear, or every supernatural phenomenon. Meeting its original owner may raise a story question about whom the item truly belongs to.

It uses the "Neck" slot and the base item is a "talisman". The listed bonus is +1 MDEF. This is a direct additional bonus, with no coefficient. The item has no other explicitly listed requirement. Its catalog value is 18 gp. Follow the calculation and conditions of the bonus exactly; its origins in the story alone grant no additional abilities.