No Armor

No Armor is the reference state for a hero who is not currently wearing active protective armor. It is neither a separate item to buy nor a magical advantage. The character may wear ordinary clothes, traveling attire, or personal accessories. This entry helps clearly determine which armor contribution to include in the calculation.

The choice may reflect low strength, limited funds, or the circumstances of the story. It does not mean the hero has no defense at all: other components come from attributes and the applicable rules. It also grants no automatic bonus to agility or stealth. When armor is acquired later, simply check its requirements and change the active equipment accordingly.

The catalog lists the type as "none" and the base physical defense bonus (PDEF) as +0. This reference state has no strength requirement. No standard price is listed. Final defense also depends on the hero's attributes and the rules for the equipment in use. This armor's protective value alone grants no additional bonus to magical defense.